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	<title>San Mateo County Real Estate &#187; Real Estate</title>
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	<link>http://sanmateorealestateblog.com</link>
	<description>My blog about San Mateo County Real Estate.  Vicki Moore is a licensed Realtor with Alain Pinel Realtors.</description>
	<lastBuildDate>Thu, 02 Sep 2010 18:27:52 +0000</lastBuildDate>
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		<title>Home ownership and your financial strategy</title>
		<link>http://sanmateorealestateblog.com/2010/09/home-ownership-and-your-financial-strategy/</link>
		<comments>http://sanmateorealestateblog.com/2010/09/home-ownership-and-your-financial-strategy/#comments</comments>
		<pubDate>Wed, 01 Sep 2010 20:22:07 +0000</pubDate>
		<dc:creator>Vicki Moore</dc:creator>
				<category><![CDATA[Buying]]></category>
		<category><![CDATA[Selling]]></category>

		<guid isPermaLink="false">http://sanmateorealestateblog.com/?p=4146</guid>
		<description><![CDATA[<p><a href="http://sanmateorealestateblog.com/wp-content/uploads/2010/08/Mariners-Island-San-Mateo.jpg"><img class="aligncenter size-medium wp-image-4149" title="Mariners Island San Mateo" src="http://sanmateorealestateblog.com/wp-content/uploads/2010/08/Mariners-Island-San-Mateo-224x300.jpg" alt="" width="224" height="300" /></a></p>
]]></description>
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<p>Is your home your retirement strategy?  Why do people lose their  homes?  Learn both how your home fits into your financial strategy, and  sound financial fundamentals for home ownership.</p>
<p>Presented by  Kirsten Weiss, Financial Advisor, <a href="http://www.kirstenweiss.com">kirstenweiss.com</a>.  California  Insurance License #0G53502, Registered Representative, Securian  Financial Services, Inc., Securities Dealer, Member FINRA/SIPC, SGC  Financial, 3 Waters Park #115, San Mateo, CA</p>
<p><a href="http://www.justyourhome.com">RSVP at Just Your Home.com</a></p>
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		<title>San Mateo&#8217;s Mortgage Rates</title>
		<link>http://sanmateorealestateblog.com/2010/08/san-mateos-mortgage-rates-4/</link>
		<comments>http://sanmateorealestateblog.com/2010/08/san-mateos-mortgage-rates-4/#comments</comments>
		<pubDate>Tue, 31 Aug 2010 23:30:56 +0000</pubDate>
		<dc:creator>Vicki Moore</dc:creator>
				<category><![CDATA[Buying]]></category>
		<category><![CDATA[Selling]]></category>

		<guid isPermaLink="false">http://sanmateorealestateblog.com/?p=4166</guid>
		<description><![CDATA[August 30, 2010 Interest rates displayed below require that you pay 1% of your loan amount toward the loan origination charge.  Wells Fargo also has no point loans to choose from as well as  no cost loans. 08/31/2010 03:00 AM Eastern Product Interest Rate APR Conforming 1and FHA Loans 30-Year Fixed 4.375% 4.559% 30-Year Fixed [...]]]></description>
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<p>August 30, 2010</p>
<p>Interest rates displayed below require that you pay 1% of your loan amount</p>
<p>toward the loan <a href="https://www.wellsfargo.com/mortgage/rates/#Origination_Charge#Origination_Charge">origination charge</a>.  Wells Fargo also has no point loans to choose from as well as  no cost loans.</p>
<p>08/31/2010 03:00 AM Eastern</p>
<table border="0" cellspacing="0" cellpadding="0" width="80%">
<tbody>
<tr>
<td><strong>Product</strong></td>
<td><strong><a title="Interest Rate. This link will open a new window." href="https://www.wellsfargo.com/comp/body/mortgage/glossary/rate.html">Interest Rate</a></strong></td>
<td><strong><a title="APR. This link will open a new window." href="https://www.wellsfargo.com/comp/body/mortgage/glossary/apr.html">APR</a> </strong></td>
</tr>
<tr>
<td colspan="3"><strong><a title="Conforming. This link will open a new window." href="https://www.wellsfargo.com/comp/body/mortgage/glossary/conforming.html">Conforming </a><sup>1</sup></strong>and<strong> <a title="FHA. This link will open a new window." href="https://www.wellsfargo.com/comp/body/mortgage/glossary/fha.html">FHA</a></strong> Loans <strong> </strong></td>
</tr>
<tr>
<td><strong>30-Year Fixed</strong></td>
<td>4.375%</td>
<td>4.559%</td>
</tr>
<tr>
<td><strong>30-Year Fixed FHA</strong></td>
<td>4.375%</td>
<td>5.100%</td>
</tr>
<tr>
<td><strong>15-Year Fixed</strong></td>
<td>3.750%</td>
<td>4.069%</td>
</tr>
<tr>
<td><strong>5-Year ARM</strong></td>
<td>3.000%</td>
<td>3.252%</td>
</tr>
<tr>
<td><strong>5-Year ARM FHA</strong></td>
<td>3.125%</td>
<td>3.016%</td>
</tr>
<tr>
<td colspan="3"><strong><a title="Larger Loan Amount in Eligible Areas. This link will open a new window." href="https://www.wellsfargo.com/comp/body/mortgage/glossary/highbalance.html">Larger   Loan Amounts in Eligible Areas</a> – </strong>Conforming   and FHA.<sup>1</sup><strong> </strong></td>
</tr>
<tr>
<td><strong>30-Year Fixed</strong></td>
<td>4.500%</td>
<td>4.634%</td>
</tr>
<tr>
<td><strong>30-Year Fixed FHA</strong></td>
<td>4.500%</td>
<td>5.178%</td>
</tr>
<tr>
<td><strong>5-Year ARM</strong></td>
<td>3.375%</td>
<td>3.337%</td>
</tr>
<tr>
<td colspan="3"><strong><a title="Jumbo. This link will open a new window." href="https://www.wellsfargo.com/comp/body/mortgage/glossary/jumbo.html">Jumbo</a><sup>1</sup> </strong>Loans – Amounts that exceed conforming loan limits<sup>1</sup><strong> </strong></td>
</tr>
<tr>
<td><strong>30-Year Fixed</strong></td>
<td>5.125%</td>
<td>5.264%</td>
</tr>
<tr>
<td><strong>5-Year ARM</strong></td>
<td>4.000%</td>
<td>3.561%</td>
</tr>
</tbody>
</table>
<p style="text-align: center;"><strong>When you have mortgage questions call</strong></p>
<p style="text-align: center;"><strong>Rick Vujovich, CMC<br />
415-999-4474</strong></p>
<p style="text-align: center;"><strong>Certified Mortgage Consultant<br />
Wells Fargo Home Loans</strong></p>
<img src="http://sanmateorealestateblog.com/?ak_action=api_record_view&id=4166&type=feed" alt="" />]]></content:encoded>
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		<title>Is Your Home Underinsured?</title>
		<link>http://sanmateorealestateblog.com/2010/08/is-your-home-underinsured/</link>
		<comments>http://sanmateorealestateblog.com/2010/08/is-your-home-underinsured/#comments</comments>
		<pubDate>Tue, 31 Aug 2010 23:07:30 +0000</pubDate>
		<dc:creator>Vicki Moore</dc:creator>
				<category><![CDATA[Buying]]></category>
		<category><![CDATA[Selling]]></category>

		<guid isPermaLink="false">http://sanmateorealestateblog.com/?p=4158</guid>
		<description><![CDATA[<p>Whether you rent or own a home, having an accurate inventory of your belongings is important.</p>
]]></description>
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<p><a href="http://sanmateorealestateblog.com/wp-content/uploads/2010/08/San-Mateo-Real-Estate3.jpg"><img class="aligncenter size-medium wp-image-4160" title="San Mateo Real Estate" src="http://sanmateorealestateblog.com/wp-content/uploads/2010/08/San-Mateo-Real-Estate3-224x300.jpg" alt="" width="224" height="300" /></a></p>
<p>Whether you rent or own a home, having an accurate inventory of your belongings is important.  If there&#8217;s a fire or flood, you need to file a claim with your insurance company; but how do you do that if you don&#8217;t remember and can&#8217;t prove what you had?</p>
<p><a href="http://www.whatyouown.com">What you Own</a> comes to the rescue.  It&#8217;s a free software that will help you track everything from artwork to jewelry and see how much it would cost to replace.</p>
<p>Download the software and create a room-by-room inventory as a record for determining how much insurance to purchase and when settling insurance claims.</p>
<p>If you haven&#8217;t spoken to your insurance person lately you might want to consider it to you not only have enough coverage but have it on the right things for the right amounts.</p>
<img src="http://sanmateorealestateblog.com/?ak_action=api_record_view&id=4158&type=feed" alt="" />]]></content:encoded>
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		<title>What Kind of People Do You Work With?</title>
		<link>http://sanmateorealestateblog.com/2010/08/what-kind-of-people-do-you-work-with/</link>
		<comments>http://sanmateorealestateblog.com/2010/08/what-kind-of-people-do-you-work-with/#comments</comments>
		<pubDate>Wed, 25 Aug 2010 21:59:01 +0000</pubDate>
		<dc:creator>Vicki Moore</dc:creator>
				<category><![CDATA[Buying]]></category>
		<category><![CDATA[Selling]]></category>

		<guid isPermaLink="false">http://sanmateorealestateblog.com/?p=4138</guid>
		<description><![CDATA[<p>Somewhere along the way, I heard the quote:  Learn. Do. Teach.</p>
]]></description>
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<p><a href="http://sanmateorealestateblog.com/wp-content/uploads/2010/08/San-Mateo-Real-Estate2.jpg"><img class="aligncenter size-medium wp-image-4141" title="San Mateo Real Estate" src="http://sanmateorealestateblog.com/wp-content/uploads/2010/08/San-Mateo-Real-Estate2-300x224.jpg" alt="" width="300" height="224" /></a></p>
<p>Somewhere along the way, I heard the quote:  Learn. Do. Teach.  I still love to learn.  Real estate is awesome so I enjoying the doing.  And being in my 12th year, I have a few things to teach.</p>
<p>My broker introduced me to a woman who&#8217;s working toward getting her real estate license.  She started as my intern today and the questions are flying.</p>
<p>&#8220;What kind of people do you work with?  You know, there&#8217;s this agent that only works here or there. &#8221;</p>
<p>&#8220;That&#8217;s called a niche; a geographic area that you focus on to grow your business.  Mostly I focus on nice people.&#8221;</p>
<p>So if you&#8217;re nice people, call me.  I&#8217;m here to help. <img src='http://sanmateorealestateblog.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p style="text-align: center;">Vicki Moore, Realtor<br />
DRE 01234539<br />
RE/MAX Star Properties<br />
Selling San Mateo County Homes Since 1998</p>
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		<title>San Mateo&#8217;s Mortgage Rates</title>
		<link>http://sanmateorealestateblog.com/2010/08/san-mateos-mortgage-rates-3/</link>
		<comments>http://sanmateorealestateblog.com/2010/08/san-mateos-mortgage-rates-3/#comments</comments>
		<pubDate>Tue, 24 Aug 2010 21:35:56 +0000</pubDate>
		<dc:creator>Vicki Moore</dc:creator>
				<category><![CDATA[Buying]]></category>
		<category><![CDATA[Selling]]></category>

		<guid isPermaLink="false">http://sanmateorealestateblog.com/?p=4133</guid>
		<description><![CDATA[August 24, 2010 Interest rates displayed below require that you pay 1% of your loan amount toward the loan origination charge.  Wells Fargo also has no point loans to choose from as well as  no cost loans. as of 08/24/2010 03:00 PM Eastern Product Interest Rate APR Conforming 1and FHA Loans 30-Year Fixed 4.500% 4.686% [...]]]></description>
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<p><a href="http://sanmateorealestateblog.com/wp-content/uploads/2010/05/San-Mateo-Real-Estate-Blog-Home-Buyer-Workshop.jpg"><img class="aligncenter size-full wp-image-3624" title="San Mateo Real Estate Blog Home Buyer Workshop" src="http://sanmateorealestateblog.com/wp-content/uploads/2010/05/San-Mateo-Real-Estate-Blog-Home-Buyer-Workshop.jpg" alt="" width="288" height="288" /></a></p>
<p>August 24, 2010</p>
<p>Interest rates displayed below require that you pay 1% of your loan amount</p>
<p>toward the loan <a href="https://www.wellsfargo.com/mortgage/rates/#Origination_Charge#Origination_Charge">origination charge</a>.  Wells Fargo also has no point loans to choose from as well as  no cost loans.</p>
<p>as of 08/24/2010 03:00 PM Eastern</p>
<table border="0" cellspacing="0" cellpadding="0" width="80%">
<tbody>
<tr>
<td><strong>Product</strong></td>
<td><strong><a title="Interest Rate. This link will open a new window." href="https://www.wellsfargo.com/comp/body/mortgage/glossary/rate.html">Interest Rate</a></strong></td>
<td><strong><a title="APR. This link will open a new window." href="https://www.wellsfargo.com/comp/body/mortgage/glossary/apr.html">APR</a> </strong></td>
</tr>
<tr>
<td colspan="3"><strong><a title="Conforming. This link will open a new window." href="https://www.wellsfargo.com/comp/body/mortgage/glossary/conforming.html">Conforming </a><sup>1</sup></strong>and<strong> <a title="FHA. This link will open a new window." href="https://www.wellsfargo.com/comp/body/mortgage/glossary/fha.html">FHA</a></strong> Loans <strong> </strong></td>
</tr>
<tr>
<td><strong>30-Year Fixed</strong></td>
<td>4.500%</td>
<td>4.686%</td>
</tr>
<tr>
<td><strong>30-Year Fixed FHA</strong></td>
<td>4.500%</td>
<td>5.233%</td>
</tr>
<tr>
<td><strong>15-Year Fixed</strong></td>
<td>3.750%</td>
<td>4.069%</td>
</tr>
<tr>
<td><strong>5-Year ARM</strong></td>
<td>2.875%</td>
<td>3.209%</td>
</tr>
<tr>
<td><strong>5-Year ARM FHA</strong></td>
<td>3.125%</td>
<td>3.016%</td>
</tr>
<tr>
<td colspan="3"><strong><a title="Larger Loan Amount in Eligible Areas. This link will open a new window." href="https://www.wellsfargo.com/comp/body/mortgage/glossary/highbalance.html">Larger   Loan Amounts in Eligible Areas</a> – </strong>Conforming   and FHA.<sup>1</sup><strong> </strong></td>
</tr>
<tr>
<td><strong>30-Year Fixed</strong></td>
<td>4.500%</td>
<td>4.634%</td>
</tr>
<tr>
<td><strong>30-Year Fixed FHA</strong></td>
<td>4.500%</td>
<td>5.178%</td>
</tr>
<tr>
<td><strong>5-Year ARM</strong></td>
<td>3.250%</td>
<td>3.293%</td>
</tr>
<tr>
<td colspan="3"><strong><a title="Jumbo. This link will open a new window." href="https://www.wellsfargo.com/comp/body/mortgage/glossary/jumbo.html">Jumbo</a><sup>1</sup> </strong>Loans – Amounts that exceed conforming loan limits<sup>1</sup><strong> </strong></td>
</tr>
<tr>
<td><strong>30-Year Fixed</strong></td>
<td>5.125%</td>
<td>5.264%</td>
</tr>
<tr>
<td><strong>5-Year ARM</strong></td>
<td>4.250%</td>
<td>3.652%</td>
</tr>
</tbody>
</table>
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		<title>2652 Trousdale Drive, Burlingame</title>
		<link>http://sanmateorealestateblog.com/2010/08/2652-trousdale-drive-burlingame/</link>
		<comments>http://sanmateorealestateblog.com/2010/08/2652-trousdale-drive-burlingame/#comments</comments>
		<pubDate>Tue, 24 Aug 2010 00:17:54 +0000</pubDate>
		<dc:creator>Vicki Moore</dc:creator>
				<category><![CDATA[Burlingame]]></category>
		<category><![CDATA[Buying]]></category>
		<category><![CDATA[Selling]]></category>

		<guid isPermaLink="false">http://sanmateorealestateblog.com/?p=4122</guid>
		<description><![CDATA[2652 Trousdale Drive, Burlingame $1,150,000 For 45 years this home has been filled with the love of friends and family. Sunday dinners were the highlight of the week. Now you can welcome your loved ones and create your memories. Large windows bathe the space with light and warmth. Beautiful hardwood floors accent the rooms. Freshly [...]]]></description>
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<p><object classid="clsid:d27cdb6e-ae6d-11cf-96b8-444553540000" width="420" height="312" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0"><param name="src" value="http://apps.scrapblog.com/viewer/viewer_v2_embed.swf?scrapblogId=2764571&amp;showShareButton=true&amp;showShareInitially=true&amp;showOnlyShare=false&amp;partnerId=1&amp;invitationToken=" /><param name="allowfullscreen" value="true" /><embed type="application/x-shockwave-flash" width="420" height="312" src="http://apps.scrapblog.com/viewer/viewer_v2_embed.swf?scrapblogId=2764571&amp;showShareButton=true&amp;showShareInitially=true&amp;showOnlyShare=false&amp;partnerId=1&amp;invitationToken=" allowfullscreen="true"></embed></object></p>
<h2 style="text-align: center;">2652 Trousdale Drive, Burlingame<br />
$1,150,000</h2>
<p>For 45 years this home has been filled with the love of friends and family. Sunday dinners were the highlight of the week. Now you can welcome your loved ones and create your memories.</p>
<p>Large windows bathe the space with light and warmth. Beautiful hardwood floors accent the rooms. Freshly painted walls are ready for your photos. Large patio and pool to wow your guests.</p>
<p><iframe width="425" height="350" frameborder="0" scrolling="no" marginheight="0" marginwidth="0" src="http://maps.google.com/maps/ms?hl=en&amp;ie=UTF8&amp;msa=0&amp;msid=115334656328954255881.00048df7244b70dff7fed&amp;ll=37.585282,-122.392005&amp;spn=0,0&amp;output=embed"></iframe><br /><small>View <a href="http://maps.google.com/maps/ms?hl=en&amp;ie=UTF8&amp;msa=0&amp;msid=115334656328954255881.00048df7244b70dff7fed&amp;ll=37.585282,-122.392005&amp;spn=0,0&amp;source=embed" style="color:#0000FF;text-align:left">2652 Trousdale.com</a> in a larger map</small></p>
<p style="text-align: center;">To view this home in person contact me today<br />
Vicki Moore, Realtor<br />
650.888.9268<br />
DRE 01234539<br />
RE/MAX Star Properties<br />
Selling San Mateo County Homes Since 1998</p>
<p style="text-align: center;"><strong>See More Burlingame Homes</strong><br />

<p>Showing properties
	1 - 3 of 54.
	
	See more <a href="/idx/city/burlingame/?idx-q-PropertyTypes<0>=275">
		city of Burlingame real estate</a>.
	<br />
	(all data current as of
	9/2/2010)</p>
<ol style="padding-left: 0; margin-left: 0;">
	
	<li style="list-style-type: none; margin-bottom: 15px; position: relative;">
		<div style="margin-bottom: 3px;"><b>
			$950,000
			: <a href="/idx/mls-81043435-785_willborough_rd_burlingame_ca_94010">
				785 Willborough Rd, Burlingame</a></b>
		</div>
		<div style="float: left; text-align: center; margin-right: 10px; overflow: hidden;
			height: 75px;">
			<a href="/idx/mls-81043435-785_willborough_rd_burlingame_ca_94010">
				<img src="http://cdn3.diverse-cdn.com/idx-v2/images/photo-unavailable-h75.gif/2b3c89" 
					
					style="border: 1px solid #666; height: 75px;" />
			</a></div>
		<div style="float: left;">
			
			<div>
				3 beds, 2 full baths</div>
			
			<div>
				Size: 1,610 sq ft</div>
			
			<div>
				Lot size: 3,040 sq ft</div>
			
		</div>
		
		<img src="http://idx-cdn.assets.diversesolutions.com/mls-icons/reil.png" style="position: absolute; width: 120px; height: 40px;
			bottom: 6px; right: 0; border-style: none;" alt="Broker reciprocity icon" />
		
		<div style="clear: both;"></div>
	</li>
	
	<li style="list-style-type: none; margin-bottom: 15px; position: relative;">
		<div style="margin-bottom: 3px;"><b>
			$975,000
			: <a href="/idx/mls-81043332-2208_hillside_dr_burlingame_ca_94010">
				2208 Hillside Dr, Burlingame</a></b>
		</div>
		<div style="float: left; text-align: center; margin-right: 10px; overflow: hidden;
			height: 75px;">
			<a href="/idx/mls-81043332-2208_hillside_dr_burlingame_ca_94010">
				<img src="http://mls-photos.diversesolutions.com/163/81043332/0-thumb.jpg" alt="Photo of 2208 Hillside Dr, Burlingame, CA 94010 (MLS # 81043332)"
					title="Photo of 2208 Hillside Dr, Burlingame, CA 94010 (MLS # 81043332)"
					style="border: 1px solid #666; height: 75px;" />
			</a></div>
		<div style="float: left;">
			
			<div>
				3 beds, 1 full, 1 part baths</div>
			
			<div>
				Size: 1,520 sq ft</div>
			
			<div>
				Lot size: 6,000 sq ft</div>
			
		</div>
		
		<img src="http://idx-cdn.assets.diversesolutions.com/mls-icons/reil.png" style="position: absolute; width: 120px; height: 40px;
			bottom: 6px; right: 0; border-style: none;" alt="Broker reciprocity icon" />
		
		<div style="clear: both;"></div>
	</li>
	
	<li style="list-style-type: none; margin-bottom: 15px; position: relative;">
		<div style="margin-bottom: 3px;"><b>
			$2,588,000
			: <a href="/idx/mls-81025420-750_walnut_av_burlingame_ca_94010">
				750 Walnut Av, Burlingame</a></b>
		</div>
		<div style="float: left; text-align: center; margin-right: 10px; overflow: hidden;
			height: 75px;">
			<a href="/idx/mls-81025420-750_walnut_av_burlingame_ca_94010">
				<img src="http://mls-photos.diversesolutions.com/163/81025420/0-thumb.jpg" alt="Photo of 750 Walnut Av, Burlingame, CA 94010 (MLS # 81025420)"
					title="Photo of 750 Walnut Av, Burlingame, CA 94010 (MLS # 81025420)"
					style="border: 1px solid #666; height: 75px;" />
			</a></div>
		<div style="float: left;">
			
			<div>
				5 beds, 4 full, 1 part baths</div>
			
			<div>
				Size: 4,800 sq ft</div>
			
			<div>
				Lot size: 15,725 sq ft</div>
			
		</div>
		
		<img src="http://idx-cdn.assets.diversesolutions.com/mls-icons/reil.png" style="position: absolute; width: 120px; height: 40px;
			bottom: 6px; right: 0; border-style: none;" alt="Broker reciprocity icon" />
		
		<div style="clear: both;"></div>
	</li>
	
</ol>
<p>Listing information deemed reliable but not guaranteed. <a href="http://api.idx.diversesolutions.com/Disclaimer/1442/40"
	rel="nofollow" target="_blank">Read full disclaimer</a>.</p>
</p>
<img src="http://sanmateorealestateblog.com/?ak_action=api_record_view&id=4122&type=feed" alt="" />]]></content:encoded>
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		</item>
		<item>
		<title>3 Components of Homeowners Insurance</title>
		<link>http://sanmateorealestateblog.com/2010/08/3-components-of-homeowners-insurance/</link>
		<comments>http://sanmateorealestateblog.com/2010/08/3-components-of-homeowners-insurance/#comments</comments>
		<pubDate>Fri, 20 Aug 2010 21:21:50 +0000</pubDate>
		<dc:creator>Vicki Moore</dc:creator>
				<category><![CDATA[Buying]]></category>
		<category><![CDATA[Selling]]></category>

		<guid isPermaLink="false">http://sanmateorealestateblog.com/?p=4115</guid>
		<description><![CDATA[<p>David Flaig of Farmers Insurance discusses the 3 Components of Homeowners Insurance.</p>
]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;">
			<a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fsanmateorealestateblog.com%2F2010%2F08%2F3-components-of-homeowners-insurance%2F"><br />
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			</a>
		</div>
<p><object width="425" height="344"><param name="movie" value="http://www.youtube.com/v/rsqfgQKQ0sQ&#038;hl=en&#038;fs=1"></param><param name="allowFullScreen" value="true"></param><param name="allowscriptaccess" value="always"></param><embed src="http://www.youtube.com/v/rsqfgQKQ0sQ&#038;hl=en&#038;fs=1" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="425" height="344"></embed></object></p>
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		<item>
		<title>San Mateo&#8217;s Mortgage Rates</title>
		<link>http://sanmateorealestateblog.com/2010/08/san-mateos-mortgage-rates-2/</link>
		<comments>http://sanmateorealestateblog.com/2010/08/san-mateos-mortgage-rates-2/#comments</comments>
		<pubDate>Thu, 19 Aug 2010 18:12:21 +0000</pubDate>
		<dc:creator>Vicki Moore</dc:creator>
				<category><![CDATA[Buying]]></category>
		<category><![CDATA[Selling]]></category>

		<guid isPermaLink="false">http://sanmateorealestateblog.com/?p=4106</guid>
		<description><![CDATA[Interest rates displayed below require that you pay 1% of your loan amount toward the loan origination charge.  We also have no point loans to choose from and no cost loans. as of 08/18/2010 03:00 PM Eastern Product Interest Rate APR Conforming 1and FHA Loans 30-Year Fixed 4.500% 4.686% 30-Year Fixed FHA 4.500% 5.233% 15-Year [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;">
			<a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fsanmateorealestateblog.com%2F2010%2F08%2Fsan-mateos-mortgage-rates-2%2F"><br />
				<img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Fsanmateorealestateblog.com%2F2010%2F08%2Fsan-mateos-mortgage-rates-2%2F&amp;style=normal" height="61" width="50" /><br />
			</a>
		</div>
<p><a href="http://sanmateorealestateblog.com/wp-content/uploads/2010/05/San-Mateo-Real-Estate-Blog-Home-Buyer-Workshop.jpg"><img class="aligncenter size-full wp-image-3624" title="San Mateo Real Estate Blog Home Buyer Workshop" src="http://sanmateorealestateblog.com/wp-content/uploads/2010/05/San-Mateo-Real-Estate-Blog-Home-Buyer-Workshop.jpg" alt="" width="288" height="288" /></a></p>
<p>Interest rates displayed below require that you pay 1% of your loan amount toward the loan <a href="https://www.wellsfargo.com/mortgage/rates/#Origination_Charge#Origination_Charge">origination charge</a>.  We also have no point loans to choose from and no cost loans.</p>
<p>as of 08/18/2010 03:00 PM Eastern</p>
<table border="0" cellspacing="0" cellpadding="0" width="80%">
<tbody>
<tr>
<td><strong>Product</strong></td>
<td><strong><a title="Interest Rate. This link will open a new window." href="https://www.wellsfargo.com/comp/body/mortgage/glossary/rate.html">Interest Rate</a></strong></td>
<td><strong><a title="APR. This link will open a new window." href="https://www.wellsfargo.com/comp/body/mortgage/glossary/apr.html">APR</a> </strong></td>
</tr>
<tr>
<td colspan="3"><strong><a title="Conforming. This link will open a new window." href="https://www.wellsfargo.com/comp/body/mortgage/glossary/conforming.html">Conforming </a><sup>1</sup></strong>and<strong> <a title="FHA. This link will open a new window." href="https://www.wellsfargo.com/comp/body/mortgage/glossary/fha.html">FHA</a></strong> Loans <strong> </strong></td>
</tr>
<tr>
<td><strong>30-Year Fixed</strong></td>
<td>4.500%</td>
<td>4.686%</td>
</tr>
<tr>
<td><strong>30-Year Fixed FHA</strong></td>
<td>4.500%</td>
<td>5.233%</td>
</tr>
<tr>
<td><strong>15-Year Fixed</strong></td>
<td>3.750%</td>
<td>4.069%</td>
</tr>
<tr>
<td><strong>5-Year ARM</strong></td>
<td>2.875%</td>
<td>3.209%</td>
</tr>
<tr>
<td><strong>5-Year ARM FHA</strong></td>
<td>3.250%</td>
<td>3.074%</td>
</tr>
<tr>
<td colspan="3"><strong><a title="Larger Loan Amount in Eligible Areas. This link will open a new window." href="https://www.wellsfargo.com/comp/body/mortgage/glossary/highbalance.html">Larger   Loan Amounts in Eligible Areas</a> – </strong>Conforming   and FHA.<sup>1</sup><strong> </strong></td>
</tr>
<tr>
<td><strong>30-Year Fixed</strong></td>
<td>4.500%</td>
<td>4.634%</td>
</tr>
<tr>
<td><strong>30-Year Fixed FHA</strong></td>
<td>4.625%</td>
<td>5.309%</td>
</tr>
<tr>
<td><strong>5-Year ARM</strong></td>
<td>3.250%</td>
<td>3.293%</td>
</tr>
<tr>
<td colspan="3"><strong><a title="Jumbo. This link will open a new window." href="https://www.wellsfargo.com/comp/body/mortgage/glossary/jumbo.html">Jumbo</a><sup>1</sup> </strong>Loans – Amounts that exceed conforming loan limits<sup>1</sup><strong> </strong></td>
</tr>
<tr>
<td><strong>30-Year Fixed</strong></td>
<td>5.125%</td>
<td>5.264%</td>
</tr>
<tr>
<td><strong>5-Year ARM</strong></td>
<td>4.250%</td>
<td>3.652%</td>
</tr>
</tbody>
</table>
<p style="text-align: center;">
<p style="text-align: center;"><strong>When you have mortgage questions call</strong></p>
<p style="text-align: center;"><strong>Rick Vujovich, CMC<br />
415-999-4474</strong></p>
<p style="text-align: center;"><strong>Certified Mortgage Consultant<br />
Wells Fargo Home Loans</strong></p>
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		</item>
		<item>
		<title>What Shadow Inventory?</title>
		<link>http://sanmateorealestateblog.com/2010/08/what-shadow-inventory/</link>
		<comments>http://sanmateorealestateblog.com/2010/08/what-shadow-inventory/#comments</comments>
		<pubDate>Fri, 13 Aug 2010 19:58:00 +0000</pubDate>
		<dc:creator>Vicki Moore</dc:creator>
				<category><![CDATA[Buying]]></category>
		<category><![CDATA[Selling]]></category>

		<guid isPermaLink="false">http://sanmateorealestateblog.com/?p=4096</guid>
		<description><![CDATA[Updating San Mateo&#8217;s shadow inventory report for July, I&#8217;m wondering what shadow inventory? The Peninsula never seems to fit into what is being reported for the rest of the nation&#8217;s real estate news.  And for now shadow inventory isn&#8217;t an exception.  It has created some pretty heated conversation amongst realtors and economists:  Does it exist [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;">
			<a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fsanmateorealestateblog.com%2F2010%2F08%2Fwhat-shadow-inventory%2F"><br />
				<img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Fsanmateorealestateblog.com%2F2010%2F08%2Fwhat-shadow-inventory%2F&amp;style=normal" height="61" width="50" /><br />
			</a>
		</div>
<p><a href="http://sanmateorealestateblog.com/wp-content/uploads/2010/08/Overlooking-San-Mateo.jpg"><img class="aligncenter size-medium wp-image-4100" title="Overlooking-San-Mateo" src="http://sanmateorealestateblog.com/wp-content/uploads/2010/08/Overlooking-San-Mateo-300x106.jpg" alt="" width="300" height="106" /></a></p>
<p>Updating San Mateo&#8217;s <a href="http://sanmateorealestateblog.com/2010/07/is-there-shadow-inventory-in-san-mateo/">shadow inventory</a> report for July, I&#8217;m wondering what shadow inventory?</p>
<p>The Peninsula never seems to fit into what is being reported for the rest of the nation&#8217;s real estate news.  And for now shadow inventory isn&#8217;t an exception.  It has created some pretty heated conversation amongst realtors and economists:  Does it exist or not?</p>
<p>We&#8217;ve been told for quite some time that not only does it exist but that those houses would flood the market this summer.  Well we&#8217;re still waiting.</p>
<p>July&#8217;s bank owned inventory for San Mateo dropped back to 7 after an all-time high of 16 in June.  And the waiting continues&#8230;</p>
<table border="0" cellspacing="0" cellpadding="0" width="258">
<col width="120"></col>
<col width="74"></col>
<col width="64"></col>
<tbody>
<tr height="20">
<td width="120" height="20"><strong>list   month</strong></td>
<td width="74"><strong>REO</strong></td>
<td width="64"><strong>regular</strong></td>
</tr>
<tr height="21">
<td height="21"><strong>2009</strong></td>
<td></td>
<td></td>
</tr>
<tr height="20">
<td height="20">jan</td>
<td>6</td>
<td>49</td>
</tr>
<tr height="20">
<td height="20">feb</td>
<td>7</td>
<td>56</td>
</tr>
<tr height="20">
<td height="20">march</td>
<td>6</td>
<td>77</td>
</tr>
<tr height="20">
<td height="20">april</td>
<td>7</td>
<td>67</td>
</tr>
<tr height="20">
<td height="20">may</td>
<td>6</td>
<td>66</td>
</tr>
<tr height="20">
<td height="20">june</td>
<td>7</td>
<td>76</td>
</tr>
<tr height="20">
<td height="20">july</td>
<td>10</td>
<td>76</td>
</tr>
<tr height="20">
<td height="20">aug</td>
<td>6</td>
<td>66</td>
</tr>
<tr height="20">
<td height="20">sep</td>
<td>7</td>
<td>75</td>
</tr>
<tr height="20">
<td height="20">oct</td>
<td>7</td>
<td>59</td>
</tr>
<tr height="20">
<td height="20">nov</td>
<td>7</td>
<td>46</td>
</tr>
<tr height="20">
<td height="20">dec</td>
<td>4</td>
<td>39</td>
</tr>
<tr height="21">
<td height="21"><strong>2010</strong></td>
<td></td>
<td></td>
</tr>
<tr height="20">
<td height="20">jan</td>
<td>5</td>
<td>51</td>
</tr>
<tr height="20">
<td height="20">feb</td>
<td>3</td>
<td>68</td>
</tr>
<tr height="20">
<td height="20">march</td>
<td>3</td>
<td>80</td>
</tr>
<tr height="20">
<td height="20">april</td>
<td>4</td>
<td>108</td>
</tr>
<tr height="20">
<td height="20">may</td>
<td>1</td>
<td>58</td>
</tr>
<tr height="20">
<td height="20">june</td>
<td>16</td>
<td>95</td>
</tr>
<tr height="20">
<td height="20">july</td>
<td>7</td>
<td>80</td>
</tr>
</tbody>
</table>
<p style="text-align: center;">
<p style="text-align: center;">Trying to figure out if you should sell now?<br />
call me ~ text me ~ email me<br />
I’m here to help.</p>
<p style="text-align: center;">Vicki Moore, Realtor<br />
DRE 01234539<br />
RE/MAX Star Properties<br />
Selling San Mateo County Homes Since 1998</p>
<p style="text-align: center;"><strong>Search All San Mateo Homes</strong></p>
<img src="http://sanmateorealestateblog.com/?ak_action=api_record_view&id=4096&type=feed" alt="" />]]></content:encoded>
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		</item>
		<item>
		<title>San Mateo’s Mortgage Rates</title>
		<link>http://sanmateorealestateblog.com/2010/08/san-mateo%e2%80%99s-mortgage-rates-2/</link>
		<comments>http://sanmateorealestateblog.com/2010/08/san-mateo%e2%80%99s-mortgage-rates-2/#comments</comments>
		<pubDate>Wed, 11 Aug 2010 00:17:46 +0000</pubDate>
		<dc:creator>Vicki Moore</dc:creator>
				<category><![CDATA[Buying]]></category>
		<category><![CDATA[Selling]]></category>

		<guid isPermaLink="false">http://sanmateorealestateblog.com/?p=4090</guid>
		<description><![CDATA[<p>San Mateo's interest rates as of 08/09/2010.</p>
]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;">
			<a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fsanmateorealestateblog.com%2F2010%2F08%2Fsan-mateo%25e2%2580%2599s-mortgage-rates-2%2F"><br />
				<img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Fsanmateorealestateblog.com%2F2010%2F08%2Fsan-mateo%25e2%2580%2599s-mortgage-rates-2%2F&amp;style=normal" height="61" width="50" /><br />
			</a>
		</div>
<p><a href="http://sanmateorealestateblog.com/wp-content/uploads/2010/05/San-Mateo-Real-Estate-Blog-Home-Buyer-Workshop.jpg"><img class="aligncenter size-full wp-image-3624" title="San Mateo Real Estate Blog Home Buyer Workshop" src="http://sanmateorealestateblog.com/wp-content/uploads/2010/05/San-Mateo-Real-Estate-Blog-Home-Buyer-Workshop.jpg" alt="" width="288" height="288" /></a></p>
<p>August 9, 2010</p>
<p>Interest rates displayed below require that you pay 1% of your loan amount<br />
toward the loan <a href="https://www.wellsfargo.com/mortgage/rates/#Origination_Charge#Origination_Charge">origination charge</a>.  We also have no point loans to choose fromand no cost loans</p>
<p>as of 08/09/2010 01:00 PM Eastern</p>
<table border="0" cellspacing="0" cellpadding="0" width="80%">
<tbody>
<tr>
<td><strong>Product</strong></td>
<td><strong><a title="Interest Rate. This link will open a new window." href="https://www.wellsfargo.com/comp/body/mortgage/glossary/rate.html">Interest Rate</a></strong></td>
<td><strong><a title="APR. This link will open a new window." href="https://www.wellsfargo.com/comp/body/mortgage/glossary/apr.html">APR</a> </strong></td>
</tr>
<tr>
<td colspan="3"><strong><a title="Conforming. This link will open a new window." href="https://www.wellsfargo.com/comp/body/mortgage/glossary/conforming.html">Conforming </a><sup>1</sup></strong>and<strong> <a title="FHA. This link will open a new window." href="https://www.wellsfargo.com/comp/body/mortgage/glossary/fha.html">FHA</a></strong> Loans <strong> </strong></td>
</tr>
<tr>
<td><strong>30-Year Fixed</strong></td>
<td>4.500%</td>
<td>4.686%</td>
</tr>
<tr>
<td><strong>30-Year Fixed FHA</strong></td>
<td>4.500%</td>
<td>5.233%</td>
</tr>
<tr>
<td><strong>15-Year Fixed</strong></td>
<td>3.750%</td>
<td>4.069%</td>
</tr>
<tr>
<td><strong>5-Year ARM</strong></td>
<td>2.875%</td>
<td>3.291%</td>
</tr>
<tr>
<td><strong>5-Year ARM FHA</strong></td>
<td>3.000%</td>
<td>2.959%</td>
</tr>
<tr>
<td colspan="3"><strong><a title="Larger Loan Amount in Eligible Areas. This link will open a new window." href="https://www.wellsfargo.com/comp/body/mortgage/glossary/highbalance.html">Larger   Loan Amounts in Eligible Areas</a> – </strong>Conforming   and FHA.<sup>1</sup><strong> </strong></td>
</tr>
<tr>
<td><strong>30-Year Fixed</strong></td>
<td>4.500%</td>
<td>4.634%</td>
</tr>
<tr>
<td><strong>30-Year Fixed FHA</strong></td>
<td>4.375%</td>
<td>5.045%</td>
</tr>
<tr>
<td><strong>5-Year ARM</strong></td>
<td>3.125%</td>
<td>3.331%</td>
</tr>
<tr>
<td colspan="3"><strong><a title="Jumbo. This link will open a new window." href="https://www.wellsfargo.com/comp/body/mortgage/glossary/jumbo.html">Jumbo</a><sup>1</sup> </strong>Loans – Amounts that exceed conforming loan limits<sup>1</sup><strong> </strong></td>
</tr>
<tr>
<td><strong>30-Year Fixed</strong></td>
<td>5.125%</td>
<td>5.264%</td>
</tr>
<tr>
<td><strong>5-Year ARM</strong></td>
<td>4.250%</td>
<td>3.734%</td>
</tr>
</tbody>
</table>
<p>﻿</p>
<p style="text-align: center;">When you have mortgage questions call</p>
<p style="text-align: center;"><strong>Rick Vujovich, CMC<br />
415-999-4474</strong></p>
<p style="text-align: center;"><strong>Certified Mortgage Consultant<br />
Wells Fargo Home Loans</strong></p>
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